Category: Investing News

3 Biotechnology Mutual Funds for 2022

3 Biotechnology Mutual Funds for 2022

Biotechnology companies use living organisms and molecular biology to produce a broad range of products, including medicine and pharmaceuticals. The biotechnology sector has attracted heightened attention in 2021 as the industry produces emerging vaccines, treatments,...

When Your Employer Cuts Your 401(k) Match

When Your Employer Cuts Your 401(k) Match

Employers usually limit or stop making matching contributions to 401(k) retirement plans during hard times to save cash and sometimes avoid layoffs. Although such a cut is typically temporary, it can derail retirement goals...

The Demise of the Defined-Benefit Plan

The Demise of the Defined-Benefit Plan

There once was a time when, after 25 or 30 years of working diligently for your employer, you could expect to be rewarded for your loyalty and hard work with a gold watch and...

When to Expect Your Tax Refund

When to Expect Your Tax Refund

The 2021 tax season kicked off around two weeks later than normal this year, due to recent changes in the federal tax law. However, the delay shouldn’t affect when your tax refund will arrive....

401(k) Rollovers: The Complete Guide

401(k) Rollovers: The Complete Guide

Rolling over your 401(k) plan to an IRA when you switch jobs can provide you with more investment options, lower investment fees, and greater control of your money. If these features appeal to you,...

Can You Get an FHA Loan for a Mobile Home?

Can You Get an FHA Loan for a Mobile Home?

Despite the modest cost of a manufactured home, it can be harder to qualify for a mortgage for one of these houses. Manufactured homes, also commonly referred to as mobile homes, are built off-site...

7 Companies Owned by PFE

7 Companies Owned by PFE

Pfizer Inc. (PFE) is a global biopharmaceutical company engaged in the discovery, development, manufacture, and sale of medicines and vaccines. The company serves developed and emerging markets, developing biopharmaceutical products to treat a broad...

W-4 Form: How to Fill It Out in 2022

W-4 Form: How to Fill It Out in 2022

If you are switching jobs, you’ll soon find out that the Form W-4—which every employee has to fill out to determine the amount of taxes that are withheld from each paycheck—has changed. The Internal...

My Employer Doesn’t Offer a 401(k). Should I Care?

My Employer Doesn’t Offer a 401(k). Should I Care?

Millions of American workers don’t have access to 401(k) retirement plans. Many of these people are self-employed or younger workers; others work for smaller companies without established benefit packages. Sometimes, other employee benefits are...

How Do I Calculate Convexity in Excel?

How Do I Calculate Convexity in Excel?

In the bond market, convexity refers to the relationship between price and yield. When graphed, this relationship is non-linear and forms a long-sloping U-shaped curve. A bond with a high degree of convexity will...

When Are SIMPLE IRA Contributions Due?

When Are SIMPLE IRA Contributions Due?

The deadlines for SIMPLE IRA contributions vary depending on the type of contribution and whether the employer or employee is making it. The following is a breakdown of what you need to know. How...

LABU: Direxion Daily S&P Biotech Bull 3X ETF

LABU: Direxion Daily S&P Biotech Bull 3X ETF

The Direxion Daily S&P Biotech Bull 3X Fund (NYSEARCA: LABU) is an exchange traded fund (ETF) that seeks to replicate 300% of the daily performance (before fees and expenses) of its underlying index, the...

How to Minimize Taxes on 401(k) Withdrawals

How to Minimize Taxes on 401(k) Withdrawals

Now that you’re finally taking withdrawals from that 401(k) you’ve been contributing to for decades, how are 401(k) withdrawals taxed? Withdrawals—distributions, in retirement-plan speak—require you to pay taxes on what you take out, in...

Porter’s 5 Forces on Under Armour

Porter’s 5 Forces on Under Armour

Porter’s Five Forces Model is a helpful tool prospective investors use to help analyze the industry in which a certain company operates. The model, developed by Harvard Business School professor, Michael E. Porter in...

How to Invest in Bitcoin Futures

How to Invest in Bitcoin Futures

What Are Bitcoin Futures? Bitcoin futures enable investors to gain exposure to Bitcoin (BTCUSD) without having to hold the underlying cryptocurrency. They are similar to a futures contract for a commodity or stock index...