Category: Investing News

The Pros and Cons of Annuities

The Pros and Cons of Annuities

Insurance agents and financial advisors have been investing their clients’ retirement money in annuities for decades. That practice has its detractors, with the criticism usually focusing on the high commissions paid to annuity salespeople...

How To Create Your Very Own ETF

How To Create Your Very Own ETF

How to Start an ETF Many beginning investors face two key questions when determining where to invest their hard-earned dollars: how much disposable or investable assets are available, and which investments to choose when...

Risk Management Framework (RMF): An Overview

Risk Management Framework (RMF): An Overview

What Is Risk Management Framework (RMF)? All companies face risk; without risk, rewards are less likely. The flip side of this is that too much risk can lead to business failure. Risk management allows a...

How Does Financial Aid Work?

How Does Financial Aid Work?

Families spent $26,226, on average, to pay for college during the 2018-19 school year, according to a 2019 survey by Sallie Mae and market research company Ipsos. More than half of that amount (55%)...

Introducing the VIX Options

Introducing the VIX Options

Trading volatility is nothing new for options traders. After all, most of them rely heavily on volatility information to choose their trades. The Chicago Board Options Exchange (CBOE) Volatility Index, with its ticker symbol...

Pros and Cons of Annual Tax-Loss Harvesting

Pros and Cons of Annual Tax-Loss Harvesting

Many investors undertake tax-loss harvesting at the end of every tax year. The strategy involves selling stocks, mutual funds, exchange-traded funds (ETFs), and other investments carrying a loss to offset realized gains from other...

What to Expect on the CFA Level I Exam

What to Expect on the CFA Level I Exam

The chartered financial analyst (CFA) is one of the more frequently sought after designations for investment professionals. However, becoming a CFA charter holder is not for the faint-hearted nor the uninterested. The journey to...

The Smartest Ways to Tap Your Home Equity

The Smartest Ways to Tap Your Home Equity

When they need cash, many homeowners believe that selling their house is the easiest and most convenient way to get an influx. Even homeowners in possession of other types of assets may find this...

Top 10 S&P 500 Stocks by Index Weight

Top 10 S&P 500 Stocks by Index Weight

The Standard & Poor’s 500 Index, or simply S&P 500, is a market-capitalization-weighted index of 505 large-cap U.S. stocks. The index accounts for 80% of the market value of the U.S. equities market. Because it...

Mortgage Fraud: Understanding and Avoiding It

Mortgage Fraud: Understanding and Avoiding It

Ethical violations and criminal activities in various industries have affected our economy over the past few decades, particularly in the banking, financial, and housing sectors. When it comes to financial crimes, mortgages provide ample...